Balance Transfers – A Kiwi Microfinance Blog
Everything Micro Nothing Macro
I’ve recently adopted the habit of paying cash for just about everything in my everyday personal expenses. This came on the back of a conversation with a work colleague who swears by it.
Continue reading “The brilliance of paying cash for (just about) everything”
I was pleased to see on my bike ride the other day that two new small businesses had started up in Otaki Beach.
I live in Otaki – not quite regional enough to be regional, in my view, but certainly no less a town with a distinctive presence and a local culture. Traditionally Otaki has struggled with transportation issues, with many local town roamers unable to manage competing commitments of study and work so far outside of Wellington. In part, this has been remedied by more regular bus routes travelling through the town; but transport is still a major issue, and if it affects Otaki, it will no doubt affect regional areas of New Zealand.
Continue reading “How ebikes improve accessibility for regional NZ”
New Zealand is nearing full employment. The government has just announced a series of increases not only to the minimum wage, but to allowances and pensions as well. Fuel has jumped above $2 per litre for most parts of New Zealand, with a clear plan to increase the excise by 3c per litre per year. So why is now a good time, with all the money going around, to start to adopt some inflation-smart practices?
Continue reading “Why it’s a good idea now to start using inflation smart strategies”